Licensing & Disclosures

Licensing

Hieu Nguyen is a Senior Mortgage Loan Originator at Century Financial Group Co., 8295 Bolsa Avenue, Midway City, CA 92655. All mortgage services described on this site are offered through Century Financial Group Co..

• Verify licensing at NMLS Consumer Access.

This website is not a commitment to lend. All loans are subject to credit approval, underwriting, property appraisal, and lender and investor guidelines. Not all applicants will qualify, and not all programs are available in every situation.

Equal Housing Opportunity

We do not discriminate in any part of a credit transaction on the basis of race, color, religion, national origin, sex (including sexual orientation and gender identity), disability, familial status, marital status, age (provided the applicant can legally enter a contract), receipt of income from public assistance, or the good-faith exercise of rights under the Consumer Credit Protection Act. We also comply with California fair housing and lending law, which further protects ancestry, source of income, genetic information, military or veteran status, and other characteristics.

If you believe you have experienced housing or lending discrimination, you may contact the U.S. Department of Housing and Urban Development or the California Civil Rights Department.

Rates, Calculator, and Pre-Qualification

• Benchmark rates shown on this site are national averages from the Freddie Mac Primary Mortgage Market Survey. They are not a quote or an offer, and your rate will depend on your credit, loan amount, down payment, property, and market conditions at the time you lock.
• Results from the payment calculator are estimates for illustration only. They may not include all taxes, insurance, mortgage insurance, HOA dues, or fees, and they are not a Loan Estimate.
• The downloadable summary from the online pre-qualification wizard is based only on information you enter. No credit check, document review, or underwriting is performed. It is not a pre-approval, credit decision, loan approval, rate lock, or commitment to lend. A full application, credit review, and documentation are required.
• Program terms, limits, and guidelines change without notice.

Example Loan Scenarios

• The loan scenarios on this site are hypothetical examples that show how different programs can fit different borrowers. They are not actual client transactions.
• Photos are representative and may be AI-enhanced; they do not show financed properties.
• Your eligibility, rate, costs, and closing timeline depend on your own circumstances and lender guidelines.

Translation Notice

The language menu uses Google Translate, an automated machine translation service. Translations may be inaccurate or incomplete, especially for financial and legal terms. The English version of this website, including these disclosures and our Privacy Policy, is the official version. Loan documents and required disclosures will be provided in accordance with applicable law. Please call us if anything is unclear.

Accessibility Statement

We want this website to be usable by everyone and aim to meet the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. The site includes a skip-to-content link, text alternatives for images, labeled form fields, keyboard-accessible navigation, and visible focus states.

Some third-party features, including the spam-protection check, the voice assistant, and machine translation, are provided by outside vendors and may not fully meet these standards. If you have trouble using any part of the site, or need information in another format, contact us at (714) 409-9272 or info@hieu-nguyen.org and we will help.

Third-Party Links

Links to other websites are provided for convenience. We are not responsible for the content or privacy practices of sites we do not operate.